Merchant Terms

A merchant must submit complete and accurate information, pass required verification, and remain approved by Tap-Pay and applicable payment providers. Approval may be reviewed, limited, suspended, or withdrawn.

Merchants must protect credentials, authorize only trained users, display correct transaction details, deliver promised goods or services, issue valid receipts, and comply with consumer, privacy, anti-fraud, and payment-network rules.

Each QR code or payment link may be used only for the stated merchant, amount, purpose, and validity period. Merchants must verify the server-confirmed transaction status before treating a payment as final.

Settlement timing, cutoffs, deductions, holds, and reserves follow [CLIENT-APPROVED SETTLEMENT SCHEDULE]. Provider checks, disputes, holidays, or compliance reviews may delay settlement.

Merchant obligations, response deadlines, required evidence, chargeback liability, and refund procedures are defined in [CLIENT-APPROVED MERCHANT DISPUTE POLICY].

Fees are set out in [CLIENT-APPROVED MERCHANT FEE SCHEDULE]. Merchants are responsible for applicable taxes, registrations, permits, and reporting obligations.

NFC or Tap-to-Pay functionality requires separately approved provider SDK access, compatible devices, certifications, and commercial terms. The dashboard label alone does not authorize live card acceptance.

Access may be suspended for security, fraud, prohibited activity, provider direction, non-payment, legal requirements, or material breach. Final notice, cure, and termination rules require client and legal approval.